Why Choose Me as Your Insurance Adviser?
Choosing the right insurance adviser is as important as choosing the right insurance policy. Your financial security and your family's future deserve someone who truly cares, understands your needs, and guides you with honesty and expertise.
Here's why clients trust me with their most important financial decisions:
1. Unbiased, Multi-Company Expertise
Unlike agents who represent only one company, I provide you with:
✓ Access to Multiple Insurance Providers
- Authorized LIC agent with in-depth knowledge of all LIC products
- Certified adviser for leading private insurers (HDFC Life, ICICI Prudential, SBI Life, Max Life, and more)
- Ability to compare policies across 10+ insurance companies
✓ Honest Recommendations I don't push products—I recommend what's genuinely best for YOUR situation. My goal is to find the right fit for your needs and budget, not to sell the highest commission product.
✓ Side-by-Side Comparisons Get clear, transparent comparisons of features, premiums, benefits, and claim settlement ratios across different insurers so you can make informed decisions.
2. Personalized Service, Not One-Size-Fits-All
Every client is unique, and so are their insurance needs.
What I Do Differently:
- Free Personal Consultation: I take time to understand your family situation, financial goals, existing coverage, and future plans
- Customized Recommendations: Based on your age, income, dependents, liabilities, and risk appetite
- Flexible Meeting Options: Office visits, home visits, video calls, or phone consultations—whatever works for you
- No Pressure Sales: Take your time to review options. I believe in building relationships, not making quick sales
Your Life Stage Matters: Whether you're a young professional starting your career, a parent planning for children's education, someone approaching retirement, or a business owner, I tailor solutions specifically for your life stage.
3. Complete Transparency—No Hidden Surprises
Insurance can be confusing with complex terms and conditions. I make it simple.
My Transparency Promise:
- Plain Language Explanations: I explain policies in simple terms you can understand, not insurance jargon
- Full Disclosure: You'll know exactly what you're paying, what's covered, what's not, and all exclusions upfront
- Premium Breakdown: Clear explanation of premium components, charges, and fund allocation (for ULIP)
- Written Comparisons: I provide documented comparisons you can review at your pace
- No Hidden Costs: All fees, charges, and commissions are disclosed
Questions Welcome: Ask me anything—no question is too basic. I want you to be 100% confident in your decision.
4. Lifelong Support—I'm With You Beyond the Sale
My relationship with you doesn't end when you sign the policy. In fact, that's where the real partnership begins.
Ongoing Support Includes:
- Annual Policy Review: Free yearly check-up of your insurance portfolio
- Life Changes Guidance: Marriage, childbirth, home purchase, career change—I help adjust your coverage as life evolves
- Premium Payment Reminders: So you never miss a due date
- Policy Servicing: Help with address changes, nominee updates, fund switches, and more
- Claims Assistance: Complete hand-holding during the claims process when you need it most
- Regular Updates: Informing you about new products, better options, or changes in regulations
Accessibility: Reach me via phone, WhatsApp, email, or in-person meetings. I respond within 24 hours to all queries.
5. Hassle-Free Claims Support When It Matters Most
The true test of insurance is the claims experience. I ensure you're never alone during difficult times.
My Claims Support:
- Documentation Guidance: Complete checklist of required documents
- Form Filling Assistance: Help with accurate completion of all claim forms
- Follow-up with Insurers: Regular communication with insurance companies on your behalf
- Status Updates: Keeping you informed at every stage
- Settlement Support: Ensuring fair and quick claim settlement
- Multiple Insurer Coordination: If you have policies with different companies, I manage all claims
Track Record: I have successfully assisted [X]+ clients with claim settlements totaling [X] crores. My clients appreciate having a trusted adviser during their most challenging times.
6. Deep Industry Knowledge & Experience
Professional Credentials:
- IRDA Certified Insurance Adviser
- LIC Authorized Agent (Code: [XXXXX])
- [X]+ Years in Insurance Industry
- Certified with [Number] leading insurance companies
- [Mention any additional certifications, training programs, or awards]
Continuous Learning: I regularly attend industry training programs, seminars, and certification courses to stay updated with:
- Latest insurance products and features
- Regulatory changes
- Tax law updates
- Market trends and best practices
Industry Insights: My experience across both public and private insurers gives me unique insights into which products truly deliver value and which companies have the best service standards.
7. Proven Track Record of Satisfied Clients
Numbers speak louder than words:
- [X]+ Policies Sold across life, term, health, and pension categories
- [X]+ Satisfied Families trusting me with their financial security
- [X]% Client Retention Rate (clients who stay with me year after year)
- [X]+ Successful Claims assisted and settled
- [Average Rating] ★★★★★ from client reviews
🏆 Client Success Stories
"जब मेरे बेटे का जन्म हुआ, तो मैंने सिर्फ एक ही बात सोची — उसका भविष्य हर हाल में सुरक्षित रहना चाहिए।तभी मैंने Keyur जी से बात की और उन्होंने मुझे LIC की अमृत बल योजना समझाई। आज मैं निश्चिंत हूं कि चाहे मैं रहूं या नहीं, मेरे बेटे Kiaan के सपने अधूरे नहीं रहेंगे। ये सिर्फ इंश्योरेंस नहीं, एक पिता की शांति है जो Keyur जी ने हमें दी।" — Kiaan के पिता, संतोष तिरगर
"बीमारी किसी को बता कर नहीं आती, और जब हमारी बेटी Chinu बीमार हुई तो Star Health की पॉलिसी ने हमारी सबसे बड़ी मदद की।
हॉस्पिटल का पूरा खर्च कैशलेस हुआ और हम सिर्फ बेटी की देखभाल में लगे रहे।
उस वक्त एहसास हुआ कि Keyur जी का सुझाव कितना सही था।
आज भी जब Chinu मुस्कुरा कर खेलती है, तो दिल से धन्यवाद निकलता है — Keyur Insurance Advisor को।" — Chinu की माँ, भावना तिर्गर
8. Local Presence, Personal Touch
Why Local Matters:
- Face-to-Face Meetings: Nothing beats personal interaction for important financial decisions
- Quick Response: Being local means I can meet you quickly when needed
- Understanding Local Needs: I understand the specific needs and challenges of families in [Your City/Region]
- Community Trust: I'm part of your community, not a faceless online agent
- Home Visits Available: For senior citizens or busy families, I come to you
Service Areas: Primarily serving [Your City] and surrounding areas including [List nearby areas]. Remote consultation available for clients across India.
9. Comprehensive Financial Protection Planning
I don't just sell individual policies—I help you build a complete financial protection strategy.
Holistic Approach:
- Gap Analysis: Identifying gaps in your current coverage
- Integrated Planning: Ensuring your life, health, and retirement plans work together
- Family Coverage: Comprehensive protection for spouse, children, and elderly parents
- Budget Optimization: Maximum coverage within your affordable premium budget
- Tax Efficiency: Structuring insurance to maximize tax benefits under Sections 80C, 80D, and 10(10D)
Beyond Insurance: While insurance is my core expertise, I can also guide you toward:
- Emergency fund planning
- Risk management strategies
- Basic retirement planning
- Education fund planning
10. Ethical Practice & Professional Integrity
My reputation is built on trust, and I guard it fiercely.
My Ethical Commitments:
- Client's Interest First: Always recommending what's best for you, not what earns me higher commission
- No Mis-selling: I will never recommend over-insurance or unnecessary products
- Privacy Protection: Your personal and financial information is completely confidential
- Policy Compliance: All recommendations follow IRDA guidelines and regulations
- Professional Standards: Adherence to insurance industry best practices
IRDA Code of Conduct: I strictly follow the Insurance Regulatory and Development Authority of India's code of conduct for insurance advisers.
What You Can Expect When You Work With Me
Initial Consultation:
- 30-60 minute meeting (free, no obligation)
- Understanding your family structure and financial situation
- Assessing your insurance needs and goals
- Discussing your budget and preferences
Proposal & Comparison:
- Customized proposals from multiple insurers
- Side-by-side comparison sheets
- Clear explanation of features, benefits, and costs
- Time to review and ask questions (no pressure)
Application & Purchase:
- Help with accurate form filling
- Document checklist and verification
- Medical examination coordination (if required)
- Application submission and tracking
Post-Purchase:
- Policy document review and explanation
- Premium payment setup and reminders
- Ongoing servicing and support
- Annual policy reviews
- Claims assistance when needed
The Difference Between Me and Others
With Me | With Company Agents | With Online Portals |
---|---|---|
Multi-company comparison | Single company products | Limited comparison features |
Personalized advice | Target-driven sales | No personalized guidance |
Lifelong relationship | Often changes agents | No ongoing relationship |
Claims hand-holding | Variable support | DIY claims process |
Local, accessible | May be transferred | No physical presence |
Unbiased recommendations | Company-biased | Algorithm-based |
Free portfolio reviews | Rarely offered | Not available |
Special Services I Offer
For First-Time Insurance Buyers:
- Simple, jargon-free education about insurance basics
- Small, affordable policies to start your insurance journey
- Step-by-step guidance through the entire process
For Existing Policy Holders:
- Free policy portfolio review
- Coverage adequacy assessment
- Policy revival assistance
- Premium payment mode changes
- Nominee update support
For Senior Citizens:
- Home visits for convenience
- Special attention to claim procedures
- Pension plan guidance
- Health insurance with pre-existing condition coverage
For NRIs:
- Online documentation support
- International payment options guidance
- NRI-specific insurance solutions
For Business Owners:
- Key person insurance
- Partnership insurance
- Group insurance for employees
- Business loan insurance
My Promise to You
When you choose me as your insurance adviser, you're choosing:
✓ Honesty over high-pressure sales tactics
✓ Long-term relationship over one-time transactions
✓ Your family's security over my commission
✓ Clear communication over confusing jargon
✓ Reliable support over disappearing after the sale
✓ Professional service over casual approach
I'm not just selling insurance—I'm helping you protect what matters most: your family's future.
Ready to Get Started?
Let's have a conversation about your insurance needs—no obligation, no pressure, just honest advice.
Schedule Your Free Consultation Today:
📞 Call/WhatsApp: +91-9784309640
📧 Email: tirgarkuriya@gmail.com
📍 Office: Manglam complex, Banswara, Rajasthan 327001
Or fill out the contact form below, and I'll reach out within 24 hours.
Frequently Asked Questions
Q: How much do your services cost?
A: My advisory services are completely FREE for you. I earn commissions from insurance companies when you purchase policies, but this doesn't affect your premium—you pay the same whether you buy directly or through me, but you get expert guidance and lifelong support at no extra cost.
Q: Are you tied to LIC or can you recommend other companies?
A: While I'm an authorized LIC agent, I'm also certified with multiple private insurers. I recommend the best product for your needs, whether it's from LIC or another company.
Q: What if I already have insurance policies?
A: That's great! I offer free policy reviews to ensure you have adequate coverage, no gaps, and you're getting the best value. I can also service your existing policies regardless of where you bought them.
Q: Do you only serve [Your City]?
A: While I'm based in [Your City] and prefer face-to-face meetings, I serve clients across India through video calls, phone consultations, and online documentation.
Q: How quickly can I get insurance coverage?
A: For most policies, once we complete the application and medical tests (if required), coverage can begin within 1-2 weeks. In some cases, instant coverage is available.
Q: What happens if I need to file a claim?
A: Call me immediately. I'll guide you through the entire claims process, help with documentation, coordinate with the insurance company, and ensure smooth settlement.
Your family's financial security is too important to leave to chance. Let's work together to build the right protection plan for you.
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Disclaimer: Keyur Tirgar is an authorized agent of Life Insurance Corporation of India (Agent Code: 04699-102) and certified adviser for [list other companies]. All recommendations are based on client needs assessment and subject to policy terms and conditions of respective insurance companies.